Welcome to HNB FINANCE Blog
March 201 Everything you need to know about Supply Chain Financing
March 201

Supply chain finance is essentially the process of financing the production and distribution of goods and services with the help of a third party. Also known as reverse factoring; it enables companies to pay their suppliers early through a cash advance. It can help companies scale and compete internationally as it allows to lower transaction costs for industry participants.

February 2021 The Ultimate Guide for Retirement Planning
February 2021

Retirement is often considered to be the golden years of life as it’s the time for you to stop working and finally enjoy the hard-earned fruits of your labour. However, in order for you to have an enjoyable retirement in the future, you must come up with a retirement plan.

January 2021 5 Reasons Why a Savings Account Is Important
January 2021

Whether you are a student saving your pocket money or a stay-at-home parent saving up for a rainy day, the act of saving money is one of the best lifelong habits you can instill in yourself. For a hard-working employee that dreams of buying that new car or new house, saving a portion of your monthly earnings is the best way to get that dream fulfilled.

December 2020 5 Financial Goals for the New Year
December 2020

New year, new ambitions, and new goals to achieve. Yes, the previous year may have been marred with a global pandemic, which made achieving your goals quite difficult. However, take that as a lesson in planning for better financial contingencies for the new year. To make things easier, here are five financial goals you should strive to achieve for the new year.

November 2020 How to Help Your Kids Prepare for Financial Independence
November 2020

Financial independence for your kids can be the best thing you could teach your kids. There are many ways of helping your kids reach this level. From starting a simple child savings account to encouraging them to get a part-time job, the methods are endless. Here are some of the more popular ways of helping your kids prepare for financial independence.

October 2020 4 Ways of Obtaining Finances for a Business Start-up
October 2020

A business start-up is always an ambitious project by anyone. It takes a lot of effort in terms of time and money. In many cases, individuals are willing to put in the time, however, do not have sufficient financial backing. There is hope though.

September 2020 How a Microloan Can Help Your New Small Business
September 2020

A loan is a useful financial instrument that enables us to get out of rough financial situations. However, a traditional personal loan has quite a few protocols, and may take several years to pay it. Microloans, on the other hand, are similar instruments, but have a shorter repayment period and do not have many strict protocols.

August 2020 What is a Personal Loan? A Complete Guide
August 2020

Personal loans are useful facilities that are ideal to finance several things. Whether it is for an emergency medical bill, expensive purchase, or education, the types of loans personal loans today are wide and varied. However, not understanding how these loans work would mean you might lose more than you gain. To help you out, here is a complete guide on how personal loans work, and how you can use it for your advantage.

July 2020 The Importance of Housing Loans
July 2020

In a fast-paced economy, housing loans have become an important and useful financial instrument to purchase a home. The Nivahana – Housing Loan by HNB Finance makes this type of loan all the more enticing, as it provides flexible options to build or purchase your dream home when compared to other financial institutions in Sri Lanka.

June 2020 Fixed Deposits: How they Work and their Benefits
June 2020

There are a variety of ways to increase your savings today, most of which, guarantees a higher return. Fixed deposits (referred to as FDs) is one such popular type of investment. The fixed deposit facility of HNB FINANCE allows you to earn comparatively higher, which is just one of several benefits you can experience, when compared to other financial institutions in Sri Lanka. Before understanding the other major benefits, let us first understand how an FD works.

April 2020 Planning Ahead for a Recession with a Savings Account
April 2020

By choosing to open a General Savings Account with HNB FINANCE, you are equipped with the right tools to emerge from a potential recession. Here are just some of the ways you could plan ahead with a savings accounts when expecting a recession with the assistance of one of the best finance companies in Sri Lanka.

February 2020 Choose the Best Kids’ Savings Account for your Child
February 2020

As a responsible parent your duty is to arrange a stable financial background to your child for his/her future. However, it could be difficult due to the expenses you have to meet in your day to day life. Having some kind of assistance in guaranteeing your child’s future is something that would always be welcomed, and HNB FINANCE offers you the perfect solution that will help in securing a steady financial support for your child, the ‘Yalu – Children’s Savings’ scheme.

January 2020 Enjoy the New Year with Relax-Personal Loans
January 2020

With the new year upon us, it is natural that you would want to make the best of it by experiencing it in the best possible way, however, it may be quite difficult to execute due to financial difficulties. Don’t worry, HNB FINANCE is here to assist in all your financial needs, so that you, your friends, and family can make the best out of the upcoming year. Our various loaning facilities give you great flexibility in finding the right service for you.

November 26 2019 Reach New Heights With The Right Loan
November 26 2019

In a world where transactions are no longer hindered by borders and protocols and is further revolutionised by the advancement of ICT, human needs have increased by a great deal which can be quite difficult to fulfil, given many external factors that one has to face in the world. We at HNB FINANCE, however, attempt to alleviate those difficulties by providing services that would enable one to obtain these needs without incurring a major burden

October 25 2019 Make Your Entrepreneurial Dreams a Reality
October 25 2019

In a world of working for others, there are those who take that brave step of working for themselves, of starting their own business. We at HNB FINANCE understand and support your dreams as you pursue your passion!

September 16 2019 HNB FINANCE Introduces Education Loans
September 16 2019

Higher education is an important stepping stone and it’s an investment for a better future. It’s the primary qualification that anyone looks for, but it takes a lot more than knowledge, passion, time and dedication.

September 16 2019 5 Steps to Buying Your Dream Home
September 16 2019

Thinking of owning your own dream home? We all want one day to, whether it is buying land or to build one from scratch, or purchasing an already built home and making it your own, maybe you already have a home, but it needs to expand because your family is growing.

June 26 2018 Vehicle Leasing for Beginners
June 26 2018

Driving your own vehicle is a milestone that most people wish to cross off the list at a certain age. Leasing a vehicle could just be the safest possible way of going about it, for those who might not plan on keeping the same vehicle for more than a few years, or for those who need an option that’s lighter on the pocket. This beginner’s guide to vehicle leasing will give you the basic knowledge on everything you need to know before you take the decision to lease your first vehicle.