Easy Loans

Speedy financial solutions for your business

Easy Loans are available for entrepreneurs who require urgent working capital, due to its quick accessibility and straightforward process. SSE customers who hold current accounts with local commercial banks can apply for this small business loan.

Key features

  • Door Step Service.
  • Personalized service through trained staff.
  • Convenient and simple documentation.
  • Competitive Rates.
  • Insurance cover against death and permanent disability (conditions apply).


Customers between 18 years and 69 years are eligible to apply for this loan. Existing businessmen
are also eligible to apply. Customers should have well conduct C/A with any commercial bank



  • Duly completed signed application.
  • A copy of valid National Identity Card (NIC) and on the absence of the NIC, Driving License/Passport should be provided (which carries the NIC number)
  • Electricity bill, water bill, fixed line phone bill, G S Confirmation for resident proof.
  • Current account statement (Last 6months) and Purchase or Sales bills to confirm cash flow.
  • Copy of Company registration, business registration or business license
  • Estimate & Quotations for Purchasing.

Rates and Fees

Will be produced on customer request.


Terms and Conditions

Our terms and conditions are subject to change. Therefore, we advise you to contact your nearest
HNB Finance branch for the latest information and prevailing terms and conditions.

  • Need minimum of 02-year current account duration
  • Need to open Saving Account in HNBF.
  • Loans granted to only running businesses.
  • 5% to 10% of compulsory savings for loan amount
  • Two guarantors or Mortgage (Land or Vehicle).
  • Repayments up to two years. (Monthly)
  • Age limit 18 to 69
  • The minimum loan amount is Rs 500,000 and the maximum loan amount will be Rs.5,000,000. (Maximum amount can be changed with approval of Credit committee)

Easy Loans

Key Facts Document