Easy Loans

Speedy financial solutions for your business

Easy Loans were made to facilitate funding for both male and female entrepreneurs who required greater flexibility and bigger credit facilities. This business loan facility encourages the local community to expand their business by using our financial services. SSE customers who hold current accounts with local commercial banks can apply for this small business loan.

Key features

  • Door Step Service.
  • Personalized service through trained staff.
  • Convenient and simple documentation.
  • Competitive Rates.
  • Insurance cover against death and permanent disability (conditions apply).


Customers between 18 years and 69 years  and existing businessmen are eligible to apply for the  Easy loan scheme.



  • Duly completed signed application.
  • A copy of valid National Identity Card (NIC) and on the absence of the NIC, Driving License/Passport should be provided (which carries the NIC number)
  • Electricity bill, water bill, fixed line phone bill, G S Confirmation for resident proof.
  • Current account statement and savings account statement (other banks) or purchase or sales bills for confirm cash flow.
  • HNBF Saving account statement.
  • Copy of business registration (if applicable)
  • Recovery methods – doorstep/ slips transaction/ cheque payments/ standing orders.
  • Estimate & Quotations for Purchasing.

Rates and Fees

Will be available on customer request.


Terms and Conditions

Our terms and conditions are subject to change. Therefore, we advise you to contact your nearest
HNB FINANCE branch for the latest information and prevailing terms and conditions.

  • Owner of a Savings Account in HNBF.
  • Customer with current accounts which was maintained for the last 2 years
  • Loans granted to only existing business.
  • 5% to 10% of compulsory savings for the loan amount
  • Minimum loan amount Rs 100,000 and maximum loan amount will be Rs.10,000,000. (maximum amount can be changed with the approval of the credit committee)
  • Two guarantors or mortgage (land or vehicle).
  • Repayments up to two years. (weekly or monthly)
  • Loan grant via cheques/ direct payment to supplier/ to HNBF saving account or to any saving account of the customer.

Easy Loans

Easy Loan Application Form

Easy Loans

Easy Loan Guarantor Form

Easy Loans

Key Facts Document

Easy Loans

Frequently Asked Questions (FAQ)