HNB Fixed diposits

Fixed Deposits

Secure your Financial Future

HNB FINANCE offers fixed deposit schemes where deposits can be placed for a fixed period of time ranging 12, 24 and 60 months. Our fixed deposit scheme will enable you to invest your money and obtain a return on the capital invested, based on its tenure. Invest your hard-earned money with us to gain the maximum returns.

We are licensed by the Monetary Board of the Central Bank of Sri Lanka under the Finance Business Act No. 42 of 2011, and The National Long-term Rating at ‘BBB+(lka)/RWN’; as affirmed by Fitch Ratings further affirms our stability as a well-governed financial corporate.

Key Benefits

More Features

  • Remit the interest to your savings account, at no extra charge.
  • A Finance company affiliated to Hatton National Bank.
  • Doorstep service for all your financial needs.
  • Interest can be collected monthly, annually or at maturity.
  • Eligible deposit liabilities are insured with the Sri Lanka Deposit Insurance Scheme implemented by the Monetary Board for compensation up to a maximum of Rs. 1,100,000 per depositor.

Interest Rates

Interest Rate
TenureMonthly (p.a.)A.E.RMaturity (p.a.)A.E.R
3 Months20.00%21.94%21.00%22.71%
4 Months16.00%17.23%17.00%17.98%
6 Months16.00%17.23%17.00%17.72%
7 Months16.00%17.23%17.00%17.60%
9 Months16.50%17.81%17.50%17.87%
12 Months16.50%17.81%17.50%17.50%
24 Months15.50%16.65%16.50%15.33%


Interest Rates – Senior Citizens

Interest Rate
TenureMonthly (p.a.)A.E.RMaturity (p.a.)A.E.R
12 Months17.00%18.39%18.00%18.00%
24 Months16.00%17.23%17.00%15.76%



Anyone over the age of 18 years is eligible to apply for a Fixed Deposit. Sri Lankan citizens, residents, dual citizen holders, individuals residing in the country are eligible for this.

Terms and Conditions

In the event of a Prematurity, upliftment rate will be decided by the management. Monthly interest credited to the account is subject to prevailing with Holding Tax Regulation.

  • Minimum Deposit of LKR 25,000/-

Fixed Deposit

Application Form

Fixed Deposit

Key Fact Document

Fixed Deposit

Frequently Asked Questions (FAQ)