Loans

Nivahana – Housing Loans

Your first step towards your dream home

A home of your own is a lifelong dream; a place where you are free, and your mind is at ease. HNB Finance is ready to make your housing dream a reality. The Nivahana Housing Loan facility provides customers, the ease of building or purchasing their own house or property and improvement and extension of an existing property.

Loan Calculator

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Installment Breakdown

Rates may vary depending on creditworthiness and type of collaterals. *Conditions Apply.

Key features

Loan up to LKR. 10.0Mn against mortgage over immovable property

Maximum repayment period of 10 years

Grace period of 6 months for loans granted for new house construction

Loan will be released in stages for construction of houses

Loan up to LKR. 0.5Mn for Diriya members with 02 personal guarantors & simple lodgement of the land permit

Maximum repayment period of 03 years

Benefits

Doorstep service in collecting documents from the customers
Quick processing of the loan with minimal documents

Eligibility

Customers with a satisfactory CRIB and with an adequate repayment capacity are eligible to apply for the loan, so long as they are under 60 years of age.

Requirements

Employer’s Letter of Confirmation
If self-employed, details of the business
Registered Primary Mortgage over Residential Property
2 acceptable guarantors

Rates and fees

Will be submitted upon request

Terms and Conditions

Our terms and conditions are subject to change. Therefore, we advise you to contact your nearest HNB Finance branch for the latest information and prevailing terms and conditions.