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    Nivahana – Housing Loans

    Your first step towards your dream home

    A home of your own is a lifelong dream; a place where you are free, and your mind is at ease. HNB Finance is ready to make your housing dream a reality. The Nivahana Housing Loan facility provides customers, the ease of building or purchasing their own house or property and improvement and extension of an existing property.

    Loan Calculator

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    Installment Breakdown


      Rates may vary depending on creditworthiness and type of collaterals. *Conditions Apply.

      Key features

      • Doorstep service in collecting documents from the customers
      • Quick processing of the loan with minimal documents



      Customers with a satisfactory CRIB and with an adequate repayment capacity are eligible to apply for the loan, so long as they are under 60 years of age.


      • Employer’s Letter of Confirmation
      • If self-employed, details of the business
      • Registered Primary Mortgage over Residential Property
      • 2 acceptable guarantors


      Rates and fees

      Will be submitted upon request

      Terms and Conditions

      Our terms and conditions are subject to change. Therefore, we advise you to contact your nearest HNB Finance branch for the latest information and prevailing terms and conditions.

      Nivahana - Housing Loans

      Application Form

      Nivahana - Housing Loans

      Key Fact Document

      Nivahana - Housing Loans

      Frequently Asked Questions (FAQ)