1. I/We acknowledge that I/we must promptly access/review the e-statement and notify HNBF in writing immediately of any error or any other irregularity. I/We understand that I/we should not allow someone else to access the e-statement. However, I/we undertake to remain fully responsible to review the e-statement for errors or any other irregularities.
2. I/We hereby confirm that I/we will be solely responsible for keeping the secrecy of the information contained in the e-statement forwarded by HNBF, which is accessible or which can be copied or stored to any other computer.
3. I/We acknowledge that the e-mail address provided herein will replace any previously provided e-mail address.
4. I /We hereby expressly waive my/our legal rights, past or future, against HNBF for providing the aforesaid and accept the risks and responsibilities of the e-statements transmitted by HNBF.
5. I/We confirm that any change in my/our e-mail address or any request in writing for discontinuation of this service will be immediately communicated by me/us in writing to HNBF.
6. I/We acknowledge that HNBF may contact me/us to receive instructions over the telephone on matters relating to the e-statement service, including change of e-mail address and shall keep HNBF indemnified against any losses arising out of acting on such instructions given over the telephone.
7. I/We acknowledge that failure to receive any service due to a change of e-mail address not communicated to HNBF will not give us any right to claim non-receipt of the e-statement.
8. I/We undertake not to hold HNBF liable, responsible, or accountable in any way whatsoever for non-receipt of an e-statement arising from any malfunction or failure of the e-statement facility.
9. I/We acknowledge and agree that I/we am/are solely responsible for maintaining the confidentiality and security of all account access information, including Personal Identification Numbers (PINs), passwords, and any other credentials associated with the account and/or e‑statement services. I/We further acknowledge that HNBF shall not be liable for any loss, damage, or unauthorized transactions arising from the Customer’s failure to safeguard such information.
10. I/we acknowledge that HNBF is sending me/us e-statements based on the above terms and conditions being agreed to by me/us and that HNBF reserves the right to vary these terms and conditions and fees applicable at any time and without prior notice.
11. I/we acknowledge that HNBF may add to, discontinue or vary the service from time to time or as necessary, and may continue to provide a printed copy of the statement, change the terms and conditions, or rules without assigning any reasons therefor without any notice to me/us.
12. I/We hereby acknowledge and agree that my/our Savings Account will be treated as inactive after twenty‑four (24) months and dormant after one hundred and twenty (120) months of no customer‑initiated transactions, excluding system‑generated transactions such as interest postings or service charges, and will be handled in accordance with the HNBF’s applicable policies and regulatory requirements, as amended from time to time.
13. I/We hereby acknowledge and agree that if four (4) or more cash withdrawals are made over the counter from my/our Savings Account within a calendar month, the monthly interest applicable for that month shall not be credited to my/our Savings Account.
