Great Flexibility, Bigger Credit Facilities

Abhilasha loans were made to facilitate funding for both male and female entrepreneurs who required greater flexibility and bigger credit facilities. This business loan facility encourages the local community to expand their business by using our financial services. With Abhilasha, success is just a step away.

Key features

  • Doorstep service
  • Personalized service through trained staff
  • Convenient and simple documentation
  • Competitive rates
  • Insurance cover against death and permanent disability (conditions apply).


Customers between the ages of 18 to 69 and existing businessmen are eligible to apply for the Abhilasha loan scheme.


  • Duly completed signed application.
  • A copy of valid National Identity Card (NIC) and on the absence of the NIC, driving license/ passport should be provided (which carries the NIC number)
  • Electricity bill, water bill, fixed line phone bill for resident proof.
  • Current account statement and savings account statement (other banks) or purchase or sales bills for confirm cash flow.
  • HNBF Saving account statement.
  • Copy of business registration (if applicable)
  • Recovery methods – doorstep/ slips transaction/ cheque payments/ standing orders.


Rates and Fees

Will be produced on customer request.


Terms and Conditions

Our terms and conditions are subject to change. Therefore, we advise you to contact your nearest HNB Finance branch for the latest information and prevailing terms and conditions.

  • Owner of a Savings Account in HNBF.
  • Loans granted to only existing business.
  • 5% to 10% of compulsory savings for the loan amount
  • Minimum loan amount Rs 50,000 and maximum loan amount will be Rs.2,000,000. (maximum amount can be changed with the approval of the credit committee)
  • Two guarantors or mortgage (land or vehicle).
  • Repayments up to two years. (weekly or monthly)
  • Loan grant via cheques/ direct payment to supplier/ to HNBF saving account or to any saving account of the customer.


Key Facts Document